Every time
you connect to the internet to browse the web or check email,
you expose yourself to the possibility of attack. To protect
your personal data, there are a number of tools you should consider
installing on your computer. Words like "spyware" and "spam"
get thrown around a lot these days, so here are explanations
of what the most essential protection utilities do and why they
are important to have.

What does it do?
Phishing is a term used to describe the act of sending an email that appears to be from a legitimate business, online retailer, financial institution or government agency to a mass audience in order to lure recipients into disclosing personal information. These criminals cast a large net hoping to catch a few unsuspecting victims, hence, the term “phishing”. The web pages to which phishing emails point are often identical to the legitimate sites they are mimicking.
How does it work?
Anti-Phishing protection can come in two forms. Anti-spam filters in your email attempt to catch phishing emails and quarantine them with other types of unwanted email (spam). However, anti-spam filters don't catch all phishing emails, and they don't prevent you from clicking on emails in your quarantine folder that you may think were incorrectly routed there. Anti-spam filters also don't protect you against links to phishing web sites that may come from other sources - the web, IM chat, or other links.
Anti-phishing filters for your internet browser won't filter your email, but will alert you to pages that match lists of known phishing sites or that have suspicious characteristics. Because they work at the internet level, they will work against links from any source - email or otherwise.
Why do I want it?
Phishers are experts at deception. Their sites are identical to legitimate sites. Their emails are great at calling you to action, and even the most savvy consumer can occasionally be fooled. Anti-Phishing tools give you the extra precaution of warning you when something is suspicious. So, if you are visiting a popular and trusted site, like your bank, and you get a warning, it's likely that something is not right.
Authentic-ID feels strongly that everyone should employ anti-phishing tools when browsing the internet. You can get a free copy of the Authentic-ID Toolbar for Internet Explorer that includes anti-phishing protection by clicking here.
What does it do?
Spyware
is basically any software program that runs on your computer
gathering information about you without your knowledge. Spyware
programs generally run in the background and can monitor all
of your computer or internet activities including the web sites
you visit and even the keystrokes you type.
Spyware
can enter your system through the installation of a program
or as the result of a computer virus. The information recorded
by spyware is then transmitted back to advertisers or to those
wishing to obtain access to your personal information.
How does it work?
Spyware
removal software is specifically designed to identify any spyware
programs and eliminate these programs by scanning your computer,
deleting the offending application, and removing their entries
from the Microsoft¨ Windows¨ Registry.
Why do I want it?
Spyware
can threaten your privacy as well as the security of your computer
data by recording the addresses of web sites you visit, capturing
the email address of messages you send and receive, accessing
your personal files, or even by recording your keystrokes when
entering passwords, credit card numbers, etc. The information
gathered can be used to commit an identity theft.
What
does it do?
A
firewall is designed to isolate your computer from the internet
by checking inbound data traffic to determine whether it should
be allowed to pass through to your system or be blocked.
How does it work?
Internet
communication is accomplished by exchanging "packets"
of data whether you are downloading a file or sending an email.
Each packet of data is transmitted from a source computer to
a destination computer. In order to reach its destination every
packet of data contains the IP address and port number of the
destination plus the IP address and port number of the originating
computer. An IP address is a specific series of numbers used
to identify a computer on a network or the internet (208.127.13.45
is an example of an IP address). No two computers connected
to the same network or the internet can have identical IP addresses
without causing a conflict. A port number is associated with
a particular type of network service. For example, internet
browsing (http) is typically associated with port 80 while file
transferring (ftp) is associated with port 21.
Firewalls
work by examining these packets of data and either allowing
them to pass or blocking them. Typically, firewalls are configured
to block incoming traffic on specific ports with the exception
of a number of commonly used ports. They can also be configured
to allow only incoming traffic from computers with specific
IP addresses.
Why do I want it?
For
those with a DSL, cable modem or other "always-on"
connection, having a firewall in place is essential. Without
a firewall your computer is directly accessible to anyone on
the internet. Any person on the internet could potentially gain
access to your computer and data. A firewall will reduce your
risk of having an identity thief access sensitive or personal
information stored on your computer.
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